:root{--ink:#182522;--muted:#60706c;--line:#d8e1dc;--paper:#fbfaf6;--panel:#f1f4ef;--navy:#183b3a;--teal:#2d6b62;--coral:#d86f4f;--yellow:#f2d18b;--white:#fff;--shadow:0 12px 30px rgba(24,37,34,.08)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.62}a{color:var(--teal);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(1120px,calc(100% - 40px));margin-inline:auto}.site-header{border-bottom:1px solid var(--line);background:rgba(251,250,246,.96);position:sticky;top:0;z-index:5}.nav-wrap{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font-size:1.28rem;font-weight:800;letter-spacing:-.04em;color:var(--navy)}.brand span{color:var(--coral)}nav{display:flex;gap:22px;font-size:.9rem;font-weight:650}nav a{color:var(--muted)}nav a:hover{color:var(--ink)}h1,h2,h3{color:var(--navy);line-height:1.14;letter-spacing:-.035em}h1{font-size:clamp(2.45rem,6vw,5.2rem);max-width:850px;margin:.35rem 0 1.2rem}h2{font-size:clamp(1.65rem,3vw,2.35rem);margin:2.8rem 0 .8rem}h3{font-size:1.15rem;margin:1.65rem 0 .35rem}p{margin:.65rem 0 1.05rem}.eyebrow,.card-kicker{font-size:.74rem;text-transform:uppercase;letter-spacing:.13em;font-weight:800;color:var(--coral)}.hero{padding:92px 0 84px}.lede{font-size:clamp(1.08rem,2vw,1.32rem);line-height:1.55;color:var(--muted);max-width:730px}.hero-actions{display:flex;align-items:center;gap:24px;margin-top:32px}.button{display:inline-block;border-radius:5px;padding:12px 18px;font-weight:750}.button-dark{background:var(--navy);color:var(--white)}.button-dark:hover{background:var(--teal);text-decoration:none}.button-light{background:var(--white);color:var(--navy)}.button-light:hover{text-decoration:none;opacity:.92}.hero-actions .button-light{border:1px solid #c5d4ce}.text-link{font-weight:750}.trust-strip{background:var(--navy);color:#e5eee8}.trust-items{display:flex;justify-content:space-between;gap:24px;padding:17px 0;font-size:.88rem}.trust-items b{color:var(--white);margin-right:5px}.section{padding:76px 0}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:28px}.section-heading h2{margin:.45rem 0 0}.section-heading p{max-width:450px;color:var(--muted)}.card-grid{display:grid;gap:16px}.card-grid.four{grid-template-columns:repeat(4,1fr)}.guide-card{display:flex;flex-direction:column;min-height:255px;padding:24px;background:var(--white);border:1px solid var(--line);color:var(--ink);transition:transform .2s,box-shadow .2s}.guide-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);text-decoration:none}.guide-card h3{font-size:1.25rem;margin:.65rem 0}.guide-card p{color:var(--muted);font-size:.94rem}.arrow{color:var(--teal);font-weight:750;margin-top:auto}.feature-band{background:var(--teal);color:var(--white);padding:70px 0}.feature-band h2{color:var(--white);margin:.45rem 0 .8rem}.feature-band p{max-width:590px;color:#e7f0eb}.split{display:grid;grid-template-columns:1.4fr .8fr;gap:80px;align-items:center}.quote-card{background:var(--yellow);color:var(--ink);padding:28px}.quote-card strong{font-size:.76rem;text-transform:uppercase;letter-spacing:.1em}.quote-card p{margin:.6rem 0 0}.principles{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.principles span{color:var(--coral);font-size:2rem;font-weight:800}.principles h3{margin:.35rem 0}.principles p{color:var(--muted)}.callout{display:flex;justify-content:space-between;align-items:center;gap:28px;padding:28px 32px;margin-bottom:80px;background:var(--panel);border-left:5px solid var(--coral)}.callout h2{font-size:1.4rem;margin:0}.callout p{margin:.3rem 0 0;color:var(--muted)}.article-hero{padding:72px 0 44px;border-bottom:1px solid var(--line)}.article-hero h1{font-size:clamp(2.5rem,5vw,4.3rem);max-width:900px}.last-reviewed{font-size:.82rem;color:var(--muted)}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 285px;gap:64px;padding-top:44px;padding-bottom:80px}.article-layout article{min-width:0}.article-layout article>p,.article-layout article>h2,.article-layout article>h3,.article-layout article>ul,.article-layout article>ol,.article-layout article>.notice,.article-layout article>.faq{max-width:780px}.side-card{align-self:start;position:sticky;top:100px;padding:24px;background:var(--panel);border-top:4px solid var(--coral)}.side-card h2{font-size:1.5rem;margin:.6rem 0}.side-card p{color:var(--muted);font-size:.94rem}.side-card .affiliate{width:100%;margin:5px 0}.side-link{display:block;border-top:1px solid #cbd7d0;padding:13px 0;font-weight:750;margin-top:18px}.notice{padding:18px 20px;background:#fff6df;border-left:4px solid var(--yellow);margin:26px 0}.table-wrap{overflow-x:auto;margin:18px 0 28px;border:1px solid var(--line);background:var(--white)}table{border-collapse:collapse;width:100%;font-size:.9rem;min-width:650px}th,td{text-align:left;vertical-align:top;padding:13px 14px;border-bottom:1px solid var(--line)}thead th{background:var(--navy);color:var(--white);font-weight:750}tbody th{color:var(--navy);font-weight:750;background:#f6f8f4}tbody tr:last-child th,tbody tr:last-child td{border-bottom:0}.score{font-weight:850;color:var(--coral);font-size:1.1rem}a.affiliate{cursor:pointer;opacity:1;text-decoration:none}.affiliate{display:inline-block;border:1px solid #adc1ba;border-radius:4px;background:#e9efeb;color:#526762;padding:7px 10px;font:inherit;font-size:.78rem;font-weight:750;cursor:not-allowed;opacity:1}.takeaway-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.takeaway-grid>div{padding:20px;background:var(--panel);border-top:3px solid var(--teal)}.takeaway-grid h3{margin-top:0}.takeaway-grid p{font-size:.94rem}.faq{border-top:1px solid var(--line);margin-top:38px;padding-top:4px}.faq h3{font-size:1.05rem;letter-spacing:0}.steps{padding-left:1.4rem}.steps li{padding:8px 0}.narrow{max-width:800px}.article{padding-top:42px;padding-bottom:90px}.article h2{font-size:1.8rem}.article hr{border:0;border-top:1px solid var(--line);margin:38px 0}.score-callout{display:flex;flex-direction:column;gap:3px;padding:22px 24px;background:var(--navy);color:var(--white);margin-bottom:35px}.score-callout span{color:#dae7df}.site-footer{background:var(--navy);color:#dce8e0;padding:46px 0 24px}.footer-grid{display:grid;grid-template-columns:1.2fr .7fr .9fr;gap:40px}.footer-grid strong{color:var(--white)}.footer-grid p{max-width:390px;color:#afc2b8}.footer-grid a{display:block;color:#dce8e0;margin-top:6px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #42635c;margin-top:30px;padding-top:18px;color:#a9bdb3;font-size:.78rem}@media(max-width:850px){.card-grid.four{grid-template-columns:repeat(2,1fr)}.article-layout{grid-template-columns:1fr}.side-card{position:static}.split{grid-template-columns:1fr;gap:24px}.takeaway-grid{grid-template-columns:1fr}.section-heading{display:block}.section-heading p{margin-top:12px}.trust-items{flex-wrap:wrap}.footer-grid{grid-template-columns:1fr}}@media(max-width:560px){.wrap{width:min(100% - 28px,1120px)}.nav-wrap{min-height:64px;align-items:flex-start;padding:14px 0}.brand{font-size:1.1rem}nav{gap:11px;font-size:.75rem;flex-wrap:wrap;justify-content:flex-end}.hero{padding:62px 0}.hero-actions{align-items:flex-start;flex-direction:column;gap:15px}.card-grid.four{grid-template-columns:1fr}.section{padding:54px 0}.trust-items{display:block}.trust-items span{display:block;padding:4px 0}.article-hero{padding:52px 0 30px}.article-layout{padding-top:30px}.callout{display:block;padding:22px;margin-bottom:50px}.callout .text-link{display:block;margin-top:16px}.footer-bottom{display:block}.footer-bottom span{display:block;margin:5px 0}.table-wrap{margin-inline:-1px}h1{font-size:2.7rem}}

.aff-note{display:inline;margin-left:.35rem;font-size:.72rem;font-weight:600;color:var(--muted)}
a.affiliate{cursor:pointer;background:var(--navy);color:var(--white);border-color:var(--navy);opacity:1}
a.affiliate:hover{background:var(--teal);border-color:var(--teal);text-decoration:none;color:var(--white)}